Sands REPM

3520 SW 3rd TER photos

Private screened upper-level balcony overlooking the waterfront neighborhood, offering a peaceful outdoor retreat with palm-lined views and colorful Southwest Florida skies. This elevated outdoor space adds another place to relax while enjoying the canal-side setting.
Angled exterior view emphasizes the tall covered entry, arched architectural details, attached garage, and broad lawn. The home's distinctive two-story design creates strong curb presence in this waterfront Cape Coral neighborhood.
Grand covered entry features soaring columns, arched windows, landscaping, and a dramatic two-story façade. The architectural detail creates an impressive arrival while maintaining a clean, updated exterior appearance.
Corner exterior view showcases the home's scale, charcoal-toned exterior, tiled roofline, wide lawn, and landscaped beds. Documented exterior improvements include paint, high-durability surface coatings, turf work, and refreshed landscaping.
Daytime exterior highlights the home's fresh landscaping, wide driveway, two-story design, and updated exterior presentation. Improvements documented for the property include the tile roof, exterior paint, turf overhaul, and refreshed landscape beds.
Canal-front setting with a custom dock, dual boat-lift setup, manicured lawn, and mature palms. Designed with boating in mind, the waterfront improvements include remote-controlled 10,000-lb. and 16,000-lb. boat lifts directly behind the residence.
Striking rear waterfront view of the two-story home with screened pool enclosure, manicured backyard, custom dock, and two boat lifts. The upgraded waterfront setup includes remote-controlled 10,000-lb. and 16,000-lb. lifts for convenient boat storage at home.
Rear aerial view showcases the screened pool enclosure, expansive lanai, lawn, canal frontage, and substantial private dock. The combination of outdoor living and boating features creates a strong waterfront lifestyle package.
Tropical palms frame the private dock and canal, creating a relaxed waterfront setting directly behind the home. The dock configuration provides a substantial area for boating access and enjoyment of the water.
Close view of the custom dock showcases the dual boat-lift configuration and expansive waterfront platform. The documented remote-controlled lifts are rated at 10,000 pounds and 16,000 pounds.
Lush backyard leads directly to the custom waterfront dock and boat lifts. Framed by mature palms and canal views, this outdoor area captures the boating lifestyle associated with Cape Coral waterfront real estate.
Expansive screened pool and lanai overlooking the canal and private dock create an ideal setting for Southwest Florida indoor-outdoor living. The spacious pool deck provides plenty of room for dining, entertaining, and relaxing while enjoying the waterfront views.
3520 SW 3rd TER photo 13
3520 SW 3rd TER photo 14
Sliding glass doors connect the interior living area directly to the screened pool and waterfront lanai, creating an easy flow for entertaining. The pool, spacious deck, canal setting, and tropical views showcase the indoor-outdoor lifestyle associated with Cape Coral waterfront living.
3520 SW 3rd TER photo 16
Salt water heated pool
Screened swimming pool overlooks the canal and private dock, creating a relaxing outdoor setting for everyday living and entertaining. The pool, waterfront view, and boating setup combine several of the property's strongest lifestyle features.
3520 SW 3rd TER photo 19
Bright daytime view of the screened pool highlights the generous swimming area, sun shelf, surrounding deck, and rear two-story elevation. Direct access from the interior makes this outdoor space convenient for everyday Southwest Florida living.
Welcoming main-level interior features tall ceilings, wood-look flooring, an open staircase, and a long sightline toward the pool area. The layout immediately establishes a bright, open connection between the home's interior and outdoor living spaces.
Spacious front living area features wood-look flooring, multiple arched windows, and abundant natural light. The flexible room can accommodate formal living, dining, sitting, or other uses depending on the buyer's needs.
Open interior view highlights the flowing first-floor plan, wood-look flooring, staircase, and connection toward the kitchen and main gathering areas. The layout provides flexibility while maintaining an open, cohesive feel.
Bright entry view highlights the open staircase, tall ceiling, wood-look flooring, and easy flow into surrounding living areas. The property updates document a full interior paint refresh to the walls and ceilings.
Expansive main living area showcases the open-concept floor plan with easy connection to the kitchen, entry, and outdoor living spaces. Wood-look flooring and neutral finishes create a versatile backdrop for furnishings and décor.
Large great room opens directly to the screened pool and lanai through sliding glass doors. The layout creates an effortless transition from indoor living to the home's canal-side outdoor entertaining areas.
Wide interior perspective highlights the open living, dining, and kitchen layout with continuous wood-look flooring and generous floor space. This arrangement supports both everyday living and larger-scale entertaining.
Main living area features wood-look flooring, a ceiling fan, large window, and direct access to the screened pool and lanai. Natural light and outdoor views strengthen the home's indoor-outdoor connection.
Open kitchen and dining area features extensive cabinetry, black granite countertops, recessed lighting, and stainless steel appliances. The kitchen remains connected to the main living space while offering generous storage and work surfaces.
Well-appointed kitchen offers abundant wood cabinetry, black granite countertops, stainless appliances, and a functional U-shaped layout. The documented LG stainless appliance suite was selected to complement the existing dark granite surfaces.
Kitchen view highlights the stainless LG refrigerator, surrounding cabinetry, nearby storage, and convenient access to the staircase and adjoining first-floor spaces. The appliance package is among the property's documented recent upgrades.
From the kitchen, sightlines extend toward the main living area and screened pool, keeping cooking and entertaining connected. Wood cabinetry, black granite countertops, stainless appliances, and recessed lighting complete the space.
Granite breakfast bar provides additional preparation space and an area for casual seating while opening the kitchen to adjoining living areas. Extensive cabinetry and stainless appliances add everyday functionality.
Generously sized upstairs primary bedroom features carpeting, a ceiling fan, and sliding glass doors opening to a private screened balcony. The balcony adds natural light and a separate outdoor retreat overlooking the waterfront surroundings.
Another view of the spacious primary suite emphasizes the room's size, neutral carpeting, ceiling fan, and direct access to the private screened balcony. The layout provides ample flexibility for a large bedroom furniture arrangement.
Private screened upper-level balcony overlooking the waterfront neighborhood, offering a peaceful outdoor retreat with palm-lined views and colorful Southwest Florida skies. This elevated outdoor space adds another place to relax while enjoying the canal-side setting.
Private screened second-floor balcony provides elevated canal views, palm-lined scenery, and a peaceful place to enjoy the Southwest Florida climate away from the main pool deck.
Primary bathroom offers dual vanities, abundant cabinetry, tile flooring, and a large soaking tub positioned beneath multiple windows. The spacious layout provides separate grooming areas and plentiful natural light.
Additional primary-bath view highlights the large vanity area and tiled walk-in shower with frameless glass enclosure. The bathroom's generous footprint creates useful separation between bathing and vanity areas.
Bright secondary bedroom features carpeting, a ceiling fan, natural light, and closet storage. Neutral finishes make the room easy to personalize for family, guests, or office use.
Another view of the third and fourth bedroom highlights its comfortable proportions, ceiling fan, window, and double closet. The straightforward layout offers practical furniture-placement options.
Second view of the upstairs loft highlights the open railing and connection to surrounding bedrooms and hallway. The flexible bonus area expands the home's usable living space without sacrificing bedroom privacy.
Remodeled upstairs bathroom includes a tiled tub and shower surround with glass enclosure and updated finishes. The property improvement records document a substantial bathroom remodel that included a new tub glass system.
Additional upstairs bedroom features carpeting, ceiling fan, natural light, and closet storage. The flexible space can accommodate a guest bedroom, family member, or dedicated home office.
Aerial front view captures the home's two-story architecture, generous yard, driveway, and direct canal location behind the residence. The image provides a clear look at both curb appeal and waterfront positioning.
Aerial view highlights the home's location within an established Cape Coral canal neighborhood surrounded by waterfront residences, private docks, and navigable waterways. The perspective gives buyers valuable context for the property's boating-oriented setting.
Elevated aerial perspective showcases the waterfront residence within a neighborhood of canal homes and private docks. This view helps illustrate the property's position within Cape Coral's extensive waterfront community.
Sweeping aerial view highlights the surrounding Cape Coral canal community, waterfront residences, private docks, and broader Southwest Florida landscape. This perspective provides useful context for buyers evaluating the home's location and boating environment.
op-down aerial view clearly illustrates the property's layout from street to canal, including the residence, screened pool, backyard, waterfront frontage, custom dock, and neighboring properties.
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3520 SW 3rd TER, CAPE CORAL

Single Family Residence

Active

$1,599,000

4

Beds

3

Baths

2,986

Sqft

Est. $9,011/mo · Get pre-qualified

Home Type: Single Family ResidenceYear Built: 2006Sqft: 2,986Price/Sqft: $535Lot Size: 0.23 acres

Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. Boating time to Boca Grande Pass is approximately 30 minutes, with quick access to Matlacha Pass and the Gulf. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor. Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.

17 days on market · Listing updated August 23, 2026

Location

Facts & Features

Interior Features:
Split Bedrooms, Den - Study, Family Room, Pantry, Volume Ceiling, Walk-In Closet(s)
Appliances:
Electric Cooktop, Dishwasher, Disposal, Microwave, Refrigerator/Freezer, Self Cleaning Oven
Flooring:
Carpet, Vinyl
Laundry:
Washer/Dryer Hookup, Inside, Sink
Primary Bathroom:
Dual Sinks, Separate Tub And Shower
Kitchen:
Pantry
Dining Room:
Breakfast Bar, Dining - Family, Eat-in Kitchen
Heating:
Central Electric
Cooling:
Ceiling Fan(s), Central Electric
Utilities:
Cable Available
Sewer:
Assessment Unpaid, Central
Water Source:
Assessment Unpaid, Central
Security:
Security System, Smoke Detector(s), Smoke Detectors
Exterior Features:
Dock, Boat Lift, Captain's Walk, Composite Dock, Elec Avail at dock, Water Avail at Dock, Balcony, Sprinkler Manual
Construction:
Concrete Block, Stucco
Roof:
Tile
View:
Canal, Water
Waterfront:
Bridge(s)/Water Indirect, Canal Front, Seawall
Direction Faces:
North
Lot Features:
Regular
Irrigation:
Assessment Paid, Central
Road Surface:
Paved
Road Frontage:
Public Road
Road Maintenance:
City Maintained
Parking:
Garage Door Opener, Attached
Garage Spaces:
2
Pool:
In Ground, Concrete, Electric Heat, Salt Water, Screen Enclosure
Windows:
Double Hung, Shutters - Manual
Doors:
French Doors
Community Features:
None, Non-Gated
Subdivision:
CAPE CORAL
Zoning:
R1
Annual Taxes:
$10,901
Pets Allowed:
No Approval Needed
Furnished:
Unfurnished
Possession:
Close Of Escrow
Listing Terms:
Buyer Finance/Cash, FHA, VA Loan
Disclosures:
Seller Disclosure Available

Price History

DateEventPrice
Aug 11, 2026Original list price$1,599,000

Reflects listing data on file, not a complete transaction history.

Listed by Lisa Jackson, Century 21 Selling Paradise

$1,599,000

3520 SW 3rd TER, CAPE CORAL

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$9,011

est. monthly payment

Estimate only — actual payment depends on your lender, credit profile, and final loan terms.

The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3468074. Properties displayed on this Website include properties listed with brokerage firms other than Sands Real Estate & Property Management. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service.