2909 SW 38th ST, CAPE CORAL
Single Family Residence
$769,900
4
Beds
2
Baths
2,204
Sqft
Est. $4,598/mo · Get pre-qualified
Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.
68 days on market · Listing updated September 24, 2026
Location
Facts & Features
- Interior Features:
- Split Bedrooms, Family Room, Great Room, Guest Bath, Guest Room, Bar, Built-In Cabinets, Entrance Foyer, Pantry, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
- Appliances:
- Electric Cooktop, Dishwasher, Disposal, Dryer, Refrigerator/Freezer, Self Cleaning Oven, Washer
- Flooring:
- Tile
- Laundry:
- Inside
- Primary Bedroom:
- Master BR Sitting Area
- Primary Bathroom:
- Dual Sinks, Separate Tub And Shower
- Kitchen:
- Kitchen Island, Pantry
- Dining Room:
- Dining - Family, Dining - Living, Eat-in Kitchen
- Accessibility:
- Wheel Chair Access
- Heating:
- Central Electric
- Cooling:
- Ceiling Fan(s), Central Electric, Exhaust Fan
- Utilities:
- Cable Available
- Sewer:
- Assessment Paid
- Water Source:
- Assessment Paid
- Security:
- Smoke Detector(s), Smoke Detectors
- Exterior Features:
- Captain's Walk, None
- Construction:
- Concrete Block, Stucco
- Roof:
- Shingle
- Patio / Porch:
- Screened Lanai/Porch
- View:
- Canal, Pool/Club, Water
- Waterfront:
- Bridge(s)/Water Indirect, Canal Front
- Direction Faces:
- South
- Lot Features:
- Regular
- Irrigation:
- Assessment Paid
- Road Frontage:
- Access Road, Public Road
- Parking:
- 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
- Garage Spaces:
- 2
- Pool:
- In Ground, Concrete, Custom Upgrades, Electric Heat, Screen Enclosure
- Windows:
- Double Hung, Impact Resistant, Single Hung, Impact Resistant Windows, Shutters Electric, Shutters - Manual, Window Coverings
- Doors:
- Impact Resistant Doors, French Doors
- Community Features:
- None, Boating, No Subdivision, Non-Gated
- Subdivision:
- CAPE CORAL
- Zoning:
- R1
- Annual Taxes:
- $1,178
- Pets Allowed:
- No Approval Needed
- Furnished:
- Unfurnished
- Possession:
- Close Of Escrow
- Listing Terms:
- Buyer Finance/Cash
Price History
| Date | Event | Price |
|---|---|---|
| Sep 1, 2026 | Original list price | $769,900 |
Reflects listing data on file, not a complete transaction history.
Listed by James Boyer, Serhant
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3468074. Properties displayed on this Website include properties listed with brokerage firms other than Sands Real Estate & Property Management. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service.